Caregiving: How To Lose Everything By “Saving Money” – A Multi-Part Story

A Cautionary Tale, Based On A True Story

Tom and Helen Conway loved their home, their family and their life. Raising three wonderful children in their home and having Helen’s widowed father living nearby, they were the storybook American family. Tom’s thriving downtown art gallery and Helen’s successful online advertising agency provided a very comfortable income for the family and their life was wonderful…

These are the first few lines in a a story that I wrote for, published in installments, about what can go wrong for you and your family when you hire caregivers privately (or through non-employer “referral agencies” or “registries”), if you do not know and follow the various state and Federal labor laws and tax withholding and reporting laws.

Many people don’t know that when they are “household employers” they are responsible for following virtually the laws that apply to commercial employers.  Those laws include wage and hour laws, minimum wage laws, overtime pay laws, payroll tax withholding laws and more.  

Think this all sounds far-fetched?  Read and see for yourself:  Caregiving: How To Lose Everything By “Saving Money” – Part 1.



Photo by Horia Varlan

Tim Colling
Tim Colling

Tim Colling is the founder and President of A Servant's Heart In-Home Care, which provided in-home caregiving services in San Diego County, and also of A Servant's Heart Geriatric Care Management, which provided
professional geriatric care management services and long term care placement services in San Diego County. Tim has more than 30 years of experience in management in a variety of industries. He held a Certified Care Manager credential from the National Academy of Certified Care Managers. Tim is also a Certified Public Accountant (retired), and received his Bachelor’s Degree in Accounting from California State University at San Diego. In addition to writing blog posts here for the Servant’s Heart blog, Tim also is a regular contributor to and to as well as blogs of other eldercare services provider companies. Finally, Tim is also the president of A Servant's Heart Web Design and Marketing, which provides home care marketing as well as website design and online marketing for those who serve the elderly and their families.

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